Ask The Loan Man

Home Equity Line of Credit

If you want to get an equity line of credit, you need to go to your bank or credit union and you need to know what to shop for. I give advice to my clients as part of my ongoing service and it can be a useful tool for some and it can be a bad idea for others. Banks and credit unions generally don't offer advice, they just offer financial products. ...
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Realtor Tips - Lender Friendly Contracts

I LOVE Realtors!
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Is your Mortgage Professional doing this?

I recently shared a Total Cost Analysis report with a Realtor to show her the options I had given to the client she had referred to me and she absolutely loved it and was just floored by all of the information and the vast array of choices presented to her clients. She was thinking that this was a f ...
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HARP 2.0 - Will that help me?

A lot of people can’t refinance because they owe more than their house is worth or they have a 2nd mortgage or Mortgage Insurance (MI) and we have solutions for many of those issues. There are several programs here now or coming but let’s start with the HARP which stands for Home Affordable Refinance Program. What is HARP 2.0?     Every ...
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Consumer Tips - How to buy a used car

the meat of this video was shot and produced and edited by my friend Dave Bundtzen. He is awesome and I am trying to ride on his coat tails here. You can see more of Dave's stuff at http://www.youtube.com/user/flixdigital
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Burma Shave in Guerneville, CA

I am definitely too young to remember Burma Shave ads along the highway but I have heard of it and I knew what was going on when I saw the signs along my beloved River Road stretching from the northern end of Santa Rosa all the way into downtown Guerneville. I did not understand what was going on exactly and why somebody was reviving the Burma Shav ...
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