All About Credit Scores

November 17, 2017 by · Leave a Comment

I was going to tell you all about credit scores here but these kids did it brilliantly so……..

Which Loan fits you?

June 10, 2015 by · Leave a Comment

Look at the chart below to see which loan may fit you. Of course, you can always call or email me to discuss details and get you into the right home loan for you. Click to Enlarge

Home Equity Line of Credit

March 19, 2015 by · Leave a Comment

If you want to get an equity line of credit, you need to go to your bank or credit union and you need to know what to shop for. I give advice to my clients as part of my ongoing service and it can be a useful tool for some and it can be a […]

Realtor Tips – Lender Friendly Contracts

July 24, 2014 by · Leave a Comment

I LOVE Realtors!

Is your Mortgage Professional doing this?

October 29, 2012 by · Leave a Comment

I recently shared a Total Cost Analysis report with a Realtor to show her the options I had given to the client she had referred to me and she absolutely loved it and was just floored by all of the information and the vast array of choices presented to her clients. She was thinking that […]

HARP 2.0 – Will that help me?

March 22, 2012 by · 2 Comments

A lot of people can’t refinance because they owe more than their house is worth or they have a 2nd mortgage or Mortgage Insurance (MI) and we have solutions for many of those issues. There are several programs here now or coming but let’s start with the HARP which stands for Home Affordable Refinance Program. […]

Consumer Tips – How to buy a used car

December 14, 2011 by · Leave a Comment

the meat of this video was shot and produced and edited by my friend Dave Bundtzen. He is awesome and I am trying to ride on his coat tails here. You can see more of Dave’s stuff at

Burma Shave in Guerneville, CA

June 1, 2011 by · 3 Comments

I am definitely too young to remember Burma Shave ads along the highway but I have heard of it and I knew what was going on when I saw the signs along my beloved River Road stretching from the northern end of Santa Rosa all the way into downtown Guerneville. I did not understand what […]

Shredding party in Sebastopol

May 20, 2011 by · Leave a Comment

Financial Spring Cleaning     What did he say? What is Financial Spring cleaning? As a mortgage banker and broker, we have a shredding service that comes by and destrys documents and copies of our clients sensitive information when we are done with it. This is a service we pay for and they come periodically […]

Why work with a local lender

April 25, 2011 by · Leave a Comment

Many people ask me why they would work with a local lender and the answers are plentifull for me. Number one is that I am the local lender so I would rather you chose me over some big bank lender. That keeps me employed and it keeps me paying rent on my office and it keeps folks […]

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Hans Bruhner and Finance of America Mortgage LLC are both licensed by the California Department of Business Oversight under the California Residential Mortgage Lending Act.