Look at the chart below to see which loan may fit you. Of course, you can always call or email me to discuss details and get you into the right home loan for you. Click to Enlarge
If you want to get an equity line of credit, you need to go to your bank or credit union and you need to know what to shop for. I give advice to my clients as part of my ongoing service and it can be a useful tool for some and it can be a […]
I LOVE Realtors!
A lot of people can’t refinance because they owe more than their house is worth or they have a 2nd mortgage or Mortgage Insurance (MI) and we have solutions for many of those issues. There are several programs here now or coming but let’s start with the HARP which stands for Home Affordable Refinance Program. […]
the meat of this video was shot and produced and edited by my friend Dave Bundtzen. He is awesome and I am trying to ride on his coat tails here. You can see more of Dave’s stuff at http://www.youtube.com/user/flixdigital
I am definitely too young to remember Burma Shave ads along the highway but I have heard of it and I knew what was going on when I saw the signs along my beloved River Road stretching from the northern end of Santa Rosa all the way into downtown Guerneville. I did not understand what […]
Financial Spring Cleaning What did he say? What is Financial Spring cleaning? As a mortgage banker and broker, we have a shredding service that comes by and destrys documents and copies of our clients sensitive information when we are done with it. This is a service we pay for and they come periodically […]
Many people ask me why they would work with a local lender and the answers are plentifull for me. Number one is that I am the local lender so I would rather you chose me over some big bank lender. That keeps me employed and it keeps me paying rent on my office and it keeps folks […]
A VA (Veterans Administration) guaranteed home loan is the preferred loan program for active, non-active, Reserve, National Guard, and retired military of the armed forces because there is no down payment needed and no private monthly mortgage insurance required.